The Bupa LIFELINE (classic and gold) products cover normal childbirth (classic up to € 4,500 and gold up to € 7,500), complications as well as medically essential caesarean section (classic up to € 14,250 and gold up to € 17,250). There is a 10 months waiting period.
The Bupa WHO products cover normal childbirth (up to € 10,000), complications as well as medically required caesarean section (up to € 16,250). There is a 24 months waiting period.
NOW Health International
Now Health International provides cover to new members aged 18 to 79. As protected members, it assumes the risk of covering newborns from the first day of their life, following a simple application procedure, either through the the mobile app, or by contacting Corim. If the protected member is added in the program within the first 30 days after their birth, the company assumes the risk without risk assessment (underwriting).
It is possible to cover some pre-existing conditions with a loading (premium)
Yes, pre-authorization is necessary for any scheduled use of your plan, for both hospitalization and one-day clinics.
Compensation will be given on account. For outpatient costs under €400 you will need to complete the relevant form and provide proof of payment to Now Health International. For expenses over €400, the opinion of the attending physician is also necessary. Documents can be sent to Now Health International, either via the smartphone app or via Corim.
For SimpleCare products, the default geographic coverage is Europe, with the option to extend coverage worldwide outside of the US. For WorldCare products the default option is worldwide coverage without the US , with the option to extend the coverage to the US as well.
Now Health International provides cover for an emergency, for travel up to 30 days even outside the pre-agreed geographical limits. For hospitalization or day care as a result of an accident, expenses are covered up to the annual limit, while for illness a sub-limit is set in the insurance policy depending on the selected package.
Emergency transit and repatriation coverage applies to all Now Health International packages. Therefore, not only will transport be arranged to the nearest hospital with the appropriate infrastructure, but after the treatment the insured person will be repatriated, either to his place of residence or to his country of nationality.
Yes, if the plan is not used for the entire year, a 10% non-use discount (first year) and an additional 5% non-use discount for the second year (total maximum discount of 15%) will be applied to the renewal.