Bupa’s Lifeline products, with three levels of coverage, are another Bupa UK product category.
In summary, these are:
Essential, which includes only core (inpatient) coverage up to a maximum of € 2,500,000
Classic, which includes inpatient and outpatient coverage up to a maximum of € 3,750,000
Gold, which includes unlimited inpatient and outpatient coverage
These are the main features of Lifeline products:
Insurance regardless the age
Children from the age of 91 days can be insured on their own policy
Free choice of hospitals
Free choice of doctors and therapists
It is possible to reduce the premium by selecting a deductible, but a large amount of deductible is not to the benefit of the customer in the case of classic and gold plans as they include outpatient coverage.
Coverage for chronic diseases
They do not give the option to cover pre-existing conditions with extra charge
Childbirth coverage with 10 months waiting period (classic - gold)
Routine Care Expenses for the baby
Expenses for transplant services including costs for surgical grafting from the donor