It is easy to create a compact and flexible policy in Cigna.
Cigna Global Plans health products are ideal for individuals, families, expatriates, employees who work abroad.
The plans that are offered are: silver (semi-private room), gold (private room) and platinum (private room). Limits start at € 800,000 for silver, continue at € 1,600,000 for gold, being unlimited for the platinum. Each plan provides worldwide cover with or without USA cover. In addition to the basic hospital program you can also choose the optional ones:
- International Outpatient Program
- International Medical Evacuation
- International Health and Wellbeing
- International Vision and Dental
The main features of Cigna are:
- There is no age restriction for new entrants
- Free choice of hospitals
- Free choice of doctors and therapists
- Chronic diseases covered
- It offers a wide variety of deductibles and cost-share options with an out of pocket maximum. In addition, the deductible that applies to the hospital program is completely independent to the deductible you may choose to apply to the Outpatient option.
- Even if the customer has a plan without USA cover, he is also covered within America in the event of an emergency, under the conditions of a maximum of three (3) weeks per journey and a maximum of 60 days per cover period for all trips cumulatively.
- There is a 12-month waiting period for childbirth (gold-platinum programs)
